Nov 18 2008
How To Dispute Your Credit Report
How To Dispute Your Credit Report
Okay, so I get turned down for my low interest credit card, and I think “dammit! what am I going to do?!” I still owe thousands on a sneaky, high interest credit card (that started out with an introductory interest rate, then jacked it up once to 17%, and now 22% !?!?) and I HAVE to get it lowered…
So after ripping up the letter in anger, I realize “hang on… there’s an address on there… for DISPUTING your credit report….”
WHAT if something on there is WRONG!?
This I need to look into further… there may be errors on my credit report that can be REMOVED for good… causing my credit to bump back up a few points…
Maybe even LOTS of points!
So I hit the old search engines and start searching around… yes… it seems you CAN dispute your credit report, and even SHOULD dispute your credit report… it could be worth THOUSANDS of $$$ to you if you do! A higher credit rating means lower interest, which adds up to thousands of dollars over just a few years… this could be good!
So I start searching around for an address…
Here they are:
Equifax Canada inc
BOX 190 Jean Talon Station
Montreal, QC, H1S 2Z2
and
TransUnion Canada
PO Box 338 LCD 1
Hamilton, ON, L8L 7W2
Next, I’m going to try to find a nice template letter to send to them. When I do I’ll be sure to post it here…
Until next time!
Jon McG
Writing till I’m free!
Leave a Reply
You must be logged in to post a comment.
Not A Member? Register for Free!
